Save yourself from cybercrime

internet screen security protection
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Cybercrime is growing the world over, and in India there is a steady increase every year. India has the highest rate of online banking frauds in the world.

From 696 cases in 2009, we are at over 53,000 cybersecurity incidents in 2017. In Maharashtra, cyber crimes have doubled since last year.

Scary huh? Read on for tips on how to prevent yourself from being a victim.

These scamsters have it lucky. Many Indians are first time users of smartphones, ATM’s and the internet. Many are uninformed. The banks are not doing a good job of warning people to NOT give their bank details over the phone to anyone. And it isn’t just people impersonating bank personnel. These fraudsters impersonate almost every known government agency and financial institution, private or public.

You can even have your bank details stolen when you download images via WhatsApp or the internet, on your devices. You can read about that here.

Remember, only the paranoid survive. Suspicion is your only armour. Don’t trust any stranger who calls you. They are calling because they need you more than you need them. Simple. If you really think they are genuine, ask them the name of their agency, department, telephone extension, and their designation, and say you will call back after getting the number from the directory. Or visit the organisation they say they are calling from.

As a precaution, keep changing your ATM pins and bank passwords, and make them as difficult to guess as possible. Be careful at ATM kiosks. Cover the keypad with your hand as you type in the pin. Use the latest “Smart” ATM cards. And definitely avoid using unguarded ATM kiosks.

Here are the different ways you can be cheated at ATM – Card Skimming, Cash Shimming, Card Trapping, ATM Malware, Pin data Compromise, Eavesdropping, Keypad Jamming.

And remember, if your sim stops working, the chances are that someone is fraudulently withdrawing money from your bank. Call your bank immediately.

Related Reading: Common Myths about Indian law

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